If you don’t like your pension provider’s offering go the DIY route.

The introduction of auto-enrolment had a transformative affect on the UK pensions landscape, leading to millions of British workers enrolling in their company’s pension scheme, and helping to prepare them for their inevitable retirement.

The generation who retires in circa 30 years or so (depending on industry and age, etc) will be able to benefit from this revolution in the pensions industry.

For those with private pensions, it is worth investigating the funds and equities that your provider may be invested in and seeing if it aligns with your ethical — as well as your financial — goals.

Many don’t take the time to read through the laborious documentation associated with pensions, however it is worth considering if you have strong ethical views on particular investments.

One way to help bridge the gap between one’s beliefs and one’s pockets and the desire to live a comfortable life in retirement is via SIPPs or Self Invested Pension Plans.

Under a SIPP investors are typically able to choose from a wide variety of investments in prospective areas, and for many investors they are a wise addition to a company or workplace-provided pension, enabling further diversification into different assets.

As the number of pension providers targeting Millennial investors grows, so too should the diligence and research into any prospective investments.